Consumer Loan Products

Consumer Loan Products

Alternative Energy Loan

Eligibility: CLBSL members who are willing to improve household energy needs (such as solar home system, bio-gas plants). 

Loan amount: up to NRs 60,000

Repayment period: 12 to 18 months

 

Education and Sanitation Loan

Eligibility: CLBSL members who are willing to construct household toilet and invest in their dependents’ education

Loan amount: up to NRs 30,000 for education and up to NRs 20,000 for toilet construction

Loan amount: Up to NRs 60,000

Repayment period: Up to 18 months with upto 18% interest rate.

 

Home Loan

Eligibility: Members who have completed five years’ period with the bank and completed first loan cycle.

Loan amount: upto NRs 200,000

Repayment period: upto 60 months

Special condition: Interest rate vary by credit history (2% discount on interest rate to the golden members (14%) compared to others (16%)