Consumer Loan Products
Alternative Energy Loan
Eligibility: CLBSL members who are willing to improve household energy needs (such as solar home system, bio-gas plants).
Loan amount: up to NRs 60,000
Repayment period: 12 to 18 months
Education and Sanitation Loan
Eligibility: CLBSL members who are willing to construct household toilet and invest in their dependents’ education
Loan amount: up to NRs 30,000 for education and up to NRs 20,000 for toilet construction
Loan amount: Up to NRs 60,000
Repayment period: Up to 18 months with upto 18% interest rate.
Eligibility: Members who have completed five years’ period with the bank and completed first loan cycle.
Loan amount: upto NRs 200,000
Repayment period: upto 60 months
Special condition: Interest rate vary by credit history (2% discount on interest rate to the golden members (14%) compared to others (16%)