CLBSL Special Loan Products
Eligibility: Members who have successfully completed first loan cycle with good credit history
Loan amount: NRs 80,000 to NRs 300,000
Repayment period: 1 to 3 years without collateral and up to 5 years with collateral with upto 18% interest rate pa on declining basis.
Special Card Loan
Eligibility: Members who are affiliated with the bank for three years and have track good credit history with at least 2 types of loan are issued Special Card Loan.
Loan amount : NRs 10, 000 to NRs 20,000 (members who are associated with other MFIs)
: NRs 30,000 to NRs 40,000 (members who are associated only with CLBSL for 3 to 7 yrs.)
Repayment period: 12 months with Interest rate: 18% pa on declining basis.
Eligibility: Provided to members in case of emergency and have completed one normal loan.
Loan amount: NRs 5,000 to NRs 10,000 (only the golden and silver are eligible.
to access upper loan ceiling of NRs 10,000).
Repayment period: 12 months with upto 18% interest rate on declining basis.
Unit Home Loan
Eligibility: This loan is to support CLBSL’s units to construct community or their unit buildings for social functions and monthly meetings.
Loan amount: up to NRs 50,000.
Repayment period: 12-60 months with 10% pa on decline balance.