Income Generating and Enterprise Development Loan Products

Income Generating and Enterprise Development Loan Products

Normal Loan

Eligibility: All CLBSL members

Loan amount: NRs 60,000 to 80,000 (up to NRs 80,000 for cattle farming)

Repayment period: 12 to 20 months with upto 15% interest rate on declining basis.

 

Entrepreneurship Member Development Loan

 Eligibility: CLBSL members planning to commercialize their ongoing IGA.

Loan amount: NRs 300,000 TO 500000 (without collateral) and NRs 500,000 to  700000  (with collateral)

Repayment period: flexible repayment period upto 60 to  84 months with 15% interest rate

Special service: Business Development services provided through CLBSL.

 

Micro Enterprise Loan

Eligibility: CLBSL members who have completed first loan cycle with good credit history

Loan amount: NRs 300000 to  1000000 (with collateral)

Repayment period: flexible repayment period up to 84 months with upto 15% interest rate

Special service: Business Development services provided through CLBBL

 

 Business Loan 

Eligibility: Individual or groups associated with CLBSL

Loan amount:  NRs 70000 to  100000 without colateral with colateral upto NRs   100,000

Repayment period: 12 to 18 months on diminishing rate  with up to 15 %

 

 

Group business Loan

Eligibility: Groups of minimum one year completed branch.

Loan amount: NRs 300000 to 1000000

Repayment period:  As determined by the bank with 14% interest rate.

 

Foreign Employment Loan

Eligibility: CLBSL members who have completed first loan cycle

Loan amount: up to NRs 200,000 (including normal, disciple, consumer and other loans)

Repayment period: up to 36 months with up to 15% interest rate.