Chhimek Lagubitta Bikas Bank

Todays Saving

Tommorows Prosperity

Base for Rural Development

"The Qualitative Expansion of Micro-finance"

Base for Rural Development

"The Qualitative Expansion of Micro-finance"

Welcome To Chhimek Laghubitta Bittiya Sanstha Ltd.

Incorporated in December 2001, Chhimek Laghubitta Bittiya Sanstha Ltd (CLBSL) received a micro-finance banking license from the Nepal Rastra Bank January 2002. CLBSL is an offshoot of the micro-finance operation implemented by Neighborhood Society Service Centre (NSSC), a national level NGO, since the ‘90s in Mahottari and Chitwan in central Nepal. Chhimek has an overarching aim to improve access to financial services of the poor and marginalized women members. It strives to promote a culture of saving, encourages income generation, supports micro-enterprises development and provides social security services to its member.

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About Us

Chhimek Laghubitta Bittiya Sanstha Ltd. (CLBSL)is a leading micro-finance institution providing access to finance to more than 300,000 poor and marginalized women members in 63 districts through 126 branches across Nepal.

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Message from CEO

Microfinance, introduced during the 70’s, has become an instrumental tool in poverty reduction all over the world. This program is providing financial services to low income households at their door steps and has immensely improved their socio-economic conditions.

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Chhimek at a Glance

Data till Asadh 2076

364254

Happy Clients

255465

Loan Clients

67

Districts

136

Branches

643

Staff

99.96

Repayment Rate (%)

0.18

Overdue Loans (%)

Annual Reward for Unit/Client

Chhimek is organizing yearly unit gathering program in all branch. Unit representatives could share their experiences and give feedback about the program. The first three best units are getting cash prize and next three units are getting certificate and consolation prize on this occasion.

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Self Discipline Program

Under this program CLBBL member can conduct the monthly meeting by themselves. They can select the proper candidate for meeting conducting among them. CLBBL will train her and she will able to make new group and conduct monthly meeting. CLBBL will provide certain incentive for her through unit.

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Discipline Member Welfare Fund Saving

At least three years old unit, have 20-25 members and they all have good credit record are eligible for this fund. CLBBL will provide Nrs.50 for 20 member’s unit & Nrs.250 for 25 member’s unit in each meeting. This amount is deposited in member welfare fund. This is nonrefundable can be withdrawn for illness, education …

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