Consumer Loan Products

Consumer Loan Products

Alternative Energy Loan

Eligibility: CLBSL members who are willing to improve household energy         needs (such as solar home system, bio-gas plants).

Loan amount: up to NRs 60,000

Repayment period: 12 to 30 months

 

Education and Sanitation Loan

Eligibility: CLBSL members who are willing to construct household toilet and invest in their dependents’ education

Loan amount: up to NRs 30,000 for education and up to NRs 20,000 for toilet construction

Repayment period: Up to 12 months with up to 18% interest rate.

 

Home Loan

Eligibility: Members who have completed five years’ period with the bank and completed first loan cycle.

Loan amount:  for Normal client upto NRs 200,000

for only chhimek client upto NRs 400,000

Repayment period: upto 60 months

Special condition: Interest rate vary by credit history (2% discount on interest rate to the golden members (14%) compared to others (16%)

Equipment Purchase Loan

Eligibility: CLBSL members who have completed first loan cycle

Loan amount: up to NRs 40,000

Repayment period: 18 months

Special condition: Members willing to purchase equipment (such as refrigerators, milk can, sewing machines etc.) to upscale existing business or improve business offerings.