Consumer Loan Products
Alternative Energy Loan
Eligibility: CLBSL members who are willing to improve household energy needs (such as solar home system, bio-gas plants).
Loan amount: up to NRs 60,000
Repayment period: 12 to 30 months
Education and Sanitation Loan
Eligibility: CLBSL members who are willing to construct household toilet and invest in their dependents’ education
Loan amount: up to NRs 30,000 for education and up to NRs 20,000 for toilet construction
Repayment period: Up to 12 months with up to 18% interest rate.
Eligibility: Members who have completed five years’ period with the bank and completed first loan cycle.
Loan amount: for Normal client upto NRs 200,000
for only chhimek client upto NRs 400,000
Repayment period: upto 60 months
Special condition: Interest rate vary by credit history (2% discount on interest rate to the golden members (14%) compared to others (16%)
Equipment Purchase Loan
Eligibility: CLBSL members who have completed first loan cycle
Loan amount: up to NRs 40,000
Repayment period: 18 months
Special condition: Members willing to purchase equipment (such as refrigerators, milk can, sewing machines etc.) to upscale existing business or improve business offerings.